/* nationalcityinsurance.vip: Granger Music Hall drawn as plan and section on pale plaster; three iris-blue stems, bronze stage, empty wall left active */
@font-face{font-family:"Hina Mincho";font-weight:400;font-style:normal;font-display:swap;src:url(/fonts/hina-mincho-400.woff2) format("woff2")}
@font-face{font-family:"BIZ UDPGothic";font-weight:400;font-style:normal;font-display:swap;src:url(/fonts/biz-udpgothic-400.woff2) format("woff2")}
@font-face{font-family:"BIZ UDPGothic";font-weight:700;font-style:normal;font-display:swap;src:url(/fonts/biz-udpgothic-700.woff2) format("woff2")}

:root{
  color-scheme:light;
  --plaster:#E6E9E6;
  --plaster-hi:#F5F7F4;
  --plaster-deep:#D8DCD7;
  --pine:#5B4B39;
  --ink:#2A231B;
  --muted:#554B3F;
  --line:#AEB3AB;
  --iris:#34459A;
  --iris-deep:#26357E;
  --bronze:#3B2F22;
  --rust:#8A3A1E;
  --display:"Hina Mincho","Hiragino Mincho ProN","Yu Mincho",Georgia,serif;
  --body:"BIZ UDPGothic","Hiragino Kaku Gothic ProN","Yu Gothic",system-ui,sans-serif;
}

*{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;color:var(--ink);background-color:var(--plaster);background-image:url("data:image/svg+xml,%3Csvg xmlns='http%3A//www.w3.org/2000/svg' width='240' height='240'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.75' numOctaves='2' seed='9'/%3E%3CfeColorMatrix values='0 0 0 0 .36 0 0 0 0 .3 0 0 0 0 .22 0 0 0 .07 0'/%3E%3C/filter%3E%3Crect width='240' height='240' filter='url(%23n)'/%3E%3C/svg%3E");font-family:var(--body);font-size:1.0625rem;line-height:1.6}
::selection{background:var(--iris);color:var(--plaster-hi)}
a{color:inherit}
button,input,select,textarea{font:inherit}
:focus-visible{outline:3px solid var(--iris);outline-offset:3px}
h1,h2,h3,h4{font-weight:400;font-synthesis:none}

/* ---------- header ---------- */
.site-header{border-bottom:1px solid var(--line);background:transparent}
.header-inner{max-width:1180px;margin:auto;padding:20px 32px;display:flex;justify-content:space-between;align-items:center;gap:20px}
.brand{display:inline-flex;align-items:center;gap:14px;text-decoration:none;font-size:1rem;line-height:1.25}
.brand strong{display:block;font-size:1.125rem;font-weight:700}
.brand-mark{display:grid;place-items:center;flex:none;width:46px;height:46px;border:2px solid var(--pine);border-radius:0 0 0 0;font:400 1.5rem/1 var(--display);color:var(--bronze);background:var(--plaster-hi);transform:skewY(-4deg)}
.header-link{display:inline-flex;align-items:center;min-height:44px;color:var(--iris-deep);white-space:nowrap;font-weight:700;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:6px}
.header-link:hover{color:var(--bronze)}

/* ---------- home: plate and quote choices ---------- */
.hall-stage{max-width:1180px;margin:auto;padding:0 32px;display:grid;grid-template-columns:minmax(0,6fr) minmax(0,5fr);column-gap:44px;align-items:start}
.plate{grid-column:2;grid-row:1;margin:64px 0 0;padding:0 0 0 24px;border-left:1px solid var(--line)}
.plate svg{display:block;width:100%;height:auto}
.minimal-shell{grid-column:1;grid-row:1;width:auto;min-height:0;margin:0;padding:clamp(40px,7vh,84px) 0 56px;display:flex;flex-direction:column}
.minimal-shell h1{margin:0 0 54px clamp(0px,5vw,72px);max-width:9em;font:400 clamp(2.9rem,6.4vw,6.2rem)/1.02 var(--display);letter-spacing:.005em;color:var(--bronze)}
.choice-grid{counter-reset:plate;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:34px;row-gap:6px}
.choice-grid a{position:relative;counter-increment:plate;min-height:112px;padding:22px 52px 18px 24px;display:flex;align-items:flex-end;border-top:1px solid var(--pine);background:transparent;color:var(--ink);font:400 clamp(1.3rem,2vw,1.65rem)/1.2 var(--display);text-decoration:none;transition:background-color .25s,color .25s}
.choice-grid a::before{content:"";position:absolute;left:0;bottom:0;width:4px;height:42%;background:var(--iris);transition:height .3s cubic-bezier(.16,1,.3,1)}
.choice-grid a::after{content:counter(plate);position:absolute;right:6px;top:14px;color:var(--muted);font:700 .9rem/1 var(--body)}
.choice-grid a:hover,.choice-grid a:focus-visible{background:var(--plaster-hi);color:var(--iris-deep)}
.choice-grid a:hover::before,.choice-grid a:focus-visible::before{height:100%}
.choice-grid a:nth-child(1){grid-column:1/-1;min-height:150px;margin-right:12%;font-size:clamp(1.65rem,2.9vw,2.4rem)}
.choice-grid a:nth-child(1)::before{height:72%}
.choice-grid a:nth-child(3),.choice-grid a:nth-child(5){margin-top:38px}
.choice-grid a:nth-child(4){grid-column:1}
.choice-grid a:nth-child(6){grid-column:1/-1;margin:26px 0 0 28%;min-height:92px;align-items:center!important;justify-content:flex-start!important;text-align:left!important;background:var(--bronze);color:var(--plaster-hi);border-top-color:var(--bronze)}
.choice-grid a:nth-child(6)::after{color:#D9D2C2}
.choice-grid a:nth-child(6)::before{background:#9FB0F0;height:56%}
.choice-grid a:nth-child(6):hover,.choice-grid a:nth-child(6):focus-visible{background:var(--iris-deep);color:#fff}
.choice-grid a:nth-child(6):focus-visible{outline-color:var(--bronze)}
.agency-line{margin:44px 0 0 clamp(0px,5vw,72px);padding-top:0;color:var(--muted);font-size:.9375rem;font-weight:700}
.agency-line a{text-underline-offset:4px;text-decoration-thickness:2px}

/* ---------- local board ---------- */
.local-board{border-top:1px solid var(--pine);background:var(--plaster-deep);color:var(--ink)}
.local-wrap{max-width:1180px;margin:auto;padding:84px 32px 108px}
.local-intro{display:flex;align-items:flex-end;justify-content:space-between;gap:30px;padding:0 0 38px;border-bottom:1px solid var(--line)}
.local-kicker,.local-card-kicker,.local-section-heading>span,.local-small-label{color:var(--iris-deep);font-size:.8125rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase}
.local-kicker{margin:0 0 18px}
.local-kicker span{padding:0 7px}
.local-intro h2{margin:0;font:400 clamp(2.6rem,5.6vw,4.7rem)/1.02 var(--display);color:var(--bronze)}
.local-intro>div>p:last-child{max-width:540px;margin:20px 0 0;color:var(--muted);font-size:1.0625rem}
.local-generated{flex:none;margin:0 0 3px;color:var(--muted);font-size:.875rem;font-weight:700}
.local-section-heading{display:flex;justify-content:space-between;align-items:end;gap:20px;margin:72px 0 22px;padding-left:20px;position:relative}
.local-section-heading::before{content:"";position:absolute;left:0;bottom:4px;width:4px;height:78%;background:var(--iris)}
.local-section-heading h3{margin:0;font:400 clamp(1.9rem,3.4vw,2.6rem)/1.08 var(--display);color:var(--bronze)}
.local-section-heading>span{color:var(--muted)}
.local-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.local-card{min-width:0;padding:26px 28px;border:1px solid var(--line);border-top:2px solid var(--pine);border-radius:0;background:var(--plaster-hi);box-shadow:none}
.local-card h4{margin:7px 0 20px;font:400 clamp(1.6rem,2.8vw,2.1rem)/1.12 var(--display);color:var(--bronze)}
.local-card-kicker{margin:0}
.local-card .local-copy{margin:10px 0;color:var(--ink)}
.local-card .local-subtle,.local-subtle{display:block;color:var(--muted);font-size:.875rem}
.local-source{margin:26px 0 0;padding-top:14px;border-top:1px solid var(--line);color:var(--muted);font-size:.8125rem;font-weight:700}
.local-link{display:inline-flex;align-items:center;min-height:44px;margin-top:6px;color:var(--iris-deep);font-size:.9375rem;font-weight:700;text-underline-offset:4px;text-decoration-thickness:2px}
.local-link:hover{color:var(--bronze)}
.local-wide{grid-column:1/-1}
.local-weather-lead{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:end;padding:13px 0 26px;border-bottom:1px solid var(--line)}
.local-weather-lead>div:first-child{display:flex;align-items:baseline;flex-wrap:wrap;gap:9px 22px}
.local-big-temp{font:400 clamp(5rem,12vw,8.4rem)/.85 var(--display);color:var(--iris-deep)}
.local-weather-condition{max-width:200px;color:var(--muted);font-size:1.0625rem}
.local-weather-note{padding-bottom:7px;display:flex;flex-direction:column;gap:5px;color:var(--muted);font-size:1rem}
.local-weather-note strong{color:var(--ink);font-size:1.0625rem}
.local-day-strip,.local-hour-strip{display:flex;overflow-x:auto;scrollbar-width:thin}
.local-day-strip{gap:0;padding:22px 0;border-bottom:1px solid var(--line)}
.local-day{flex:0 0 156px;padding:0 14px 0 16px;border-left:1px solid var(--line);display:flex;flex-direction:column;gap:5px;font-size:.875rem;color:var(--muted);line-height:1.35}
.local-day:first-child{padding-left:16px;border-left-color:transparent}
.local-day strong{color:var(--ink);font-size:.9375rem}
.local-day-temp{color:var(--iris-deep);font-size:1.3rem;font-weight:700}
.local-small-label{margin:22px 0 14px}
.local-hour-strip{gap:9px}
.local-hour{flex:0 0 94px;padding:11px 10px;border:1px solid var(--line);background:var(--plaster);display:flex;flex-direction:column;gap:3px;font-size:.8125rem;color:var(--muted)}
.local-hour strong{color:var(--ink);font-size:1.3rem}
.local-big-number{margin:16px 0 8px;color:var(--iris-deep);font:400 4.6rem/.95 var(--display)}
.local-radar{margin:19px 0 0;overflow:hidden;border:1px solid var(--pine);border-radius:0;padding:5px;background:var(--plaster)}
.local-radar img{display:block;width:100%;height:auto}
.local-radar figcaption{padding:6px 4px 2px;color:var(--muted);font-size:.8125rem}
.local-alert,.local-advisory{display:flex;gap:19px;padding:24px 27px;margin-top:21px;border:1px solid #B5694D;border-left:5px solid var(--rust);border-radius:0;background:#F6E9E0}
.local-alert-icon{flex:none;display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--rust);color:#fff;font-weight:700}
.local-alert h3,.local-advisory h3{margin:7px 0 9px;font-size:1.25rem;line-height:1.35;font-family:var(--body);font-weight:700;color:var(--ink)}
.local-alert p,.local-advisory p{margin-bottom:0}
.local-advisory{align-items:center;border-color:#9AA3CF;border-left-color:var(--iris);background:#E6E8F1}
.local-advisory-mark{flex:none;color:var(--iris-deep);font-size:2.4rem;line-height:1}
.local-advisory h3{font:400 clamp(1.4rem,2.5vw,1.8rem)/1.2 var(--display)}
.local-advisory-alert{border-color:#B5694D;border-left-color:var(--rust);background:#F6E9E0}
.local-row{padding:13px 0;border-bottom:1px solid var(--line)}
.local-row:first-of-type{padding-top:0}
.local-row:last-of-type{border-bottom:0}
.local-row-title{display:block;color:var(--ink);font-size:1rem;font-weight:700;line-height:1.4;text-decoration-color:var(--iris);text-decoration-thickness:2px;text-underline-offset:4px}
.local-row-detail{display:block;margin-top:4px;color:var(--muted);font-size:.875rem}
.local-news-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:35px}
.local-market-name{display:block;font-size:1.0625rem}
.local-lottery{padding:12px 0;border-bottom:1px solid var(--line);display:flex;flex-direction:column;gap:5px}
.local-lottery strong{font-size:1.25rem;letter-spacing:.03em}

/* ---------- inner pages ---------- */
.page-shell{max-width:1180px;margin:auto;padding:64px 32px 92px}
.intro{max-width:760px;margin-left:clamp(0px,6vw,88px)}
.eyebrow{margin:0 0 14px;padding-left:20px;position:relative;color:var(--iris-deep);font-size:.8125rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.eyebrow::before{content:"";position:absolute;left:0;top:-2px;width:4px;height:1.4em;background:var(--iris)}
.intro h1{margin:0;font:400 clamp(2.7rem,5.8vw,5rem)/1.04 var(--display);color:var(--bronze)}
.intro-copy{margin:22px 0 0;color:var(--muted);font-size:clamp(1.0625rem,2vw,1.25rem);max-width:640px}

.options{margin-top:55px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.option{min-width:0;min-height:247px;padding:26px;display:flex;flex-direction:column;align-items:flex-start;border:1px solid var(--line);border-top:2px solid var(--pine);background:var(--plaster-hi)}
.option-number{color:var(--iris-deep);font-size:.8125rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em}
.option h2{margin:19px 0 7px;font:400 clamp(1.6rem,2.7vw,2rem)/1.12 var(--display)}
.option p{margin:0;color:var(--muted);font-size:1rem;max-width:30ch}
.option .option-action{margin-top:auto;padding:12px 15px;min-height:48px;width:100%;display:inline-flex;align-items:center;justify-content:space-between;gap:10px;border:0;color:var(--plaster-hi);background:var(--bronze);font-weight:700;font-size:1rem;line-height:1.25;text-decoration:none;text-align:left;cursor:pointer}
.option-action:hover{background:var(--iris-deep)}
.option-action span{font-size:1.2rem;line-height:1}
.option .option-note{margin-top:7px;font-size:.875rem;color:var(--muted)}

.question-section{scroll-margin-top:25px;margin:56px 0 0 clamp(0px,6vw,88px);max-width:900px;padding:42px 0 0;border-top:2px solid var(--pine);border-radius:0;background:transparent}
.question-heading h2{margin:0;font:400 clamp(2rem,4vw,2.8rem)/1.12 var(--display)}
.question-heading>p:last-child{margin:13px 0 0;color:var(--muted)}
.question-form{margin-top:12px}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px 24px}
.form-grid label{display:flex;flex-direction:column;gap:8px;font-weight:700;font-size:1rem;color:var(--ink)}
.form-grid input,.form-grid select,.form-grid textarea{width:100%;min-width:0;border:1px solid var(--pine);border-radius:0;padding:12px 14px;color:var(--ink);background:var(--plaster-hi);font-weight:400}
.form-grid input,.form-grid select{min-height:48px}
.form-grid textarea{min-height:140px;resize:vertical}
.form-grid input:focus,.form-grid select:focus,.form-grid textarea:focus{outline:3px solid var(--iris);outline-offset:1px;border-color:var(--iris)}
.form-grid .message-field{grid-column:1/-1}
.form-grid .checkbox-row,.quote-form>fieldset>.checkbox-row{display:flex;flex-direction:row;align-items:flex-start;gap:12px;font-weight:400;min-height:44px}
.form-grid .checkbox-row{grid-column:1/-1}
.form-grid .checkbox-row input,.quote-form>fieldset>.checkbox-row input{width:24px;min-width:24px;height:24px;min-height:24px;margin:1px 0 0;padding:0;accent-color:var(--iris)}
.quote-form>fieldset>.checkbox-row{margin-top:22px}
.honeypot{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.form-bottom{margin-top:28px}
.form-bottom button{min-height:52px;display:inline-flex;align-items:center;gap:12px;border:0;border-radius:0;padding:13px 24px;color:var(--plaster-hi);background:var(--bronze);font-weight:700;cursor:pointer}
.form-bottom button:hover{background:var(--iris-deep)}
.submit-note{max-width:610px;margin:17px 0 0;color:var(--muted);font-size:.9375rem}
.form-status{min-height:22px;margin:13px 0 0;color:var(--iris-deep);font-weight:700;font-size:1rem}

.product-switch{display:flex;flex-wrap:wrap;gap:0;margin:40px 0 18px clamp(0px,6vw,88px);border-bottom:1px solid var(--pine);max-width:900px}
.product-switch a{position:relative;display:inline-flex;align-items:center;min-height:48px;padding:8px 22px 8px 0;margin-right:22px;border:0;background:transparent;font-weight:700;text-decoration:none}
.product-switch a:hover{color:var(--iris-deep)}
.product-switch a[aria-current="page"]{color:var(--iris-deep)}
.product-switch a[aria-current="page"]::after{content:"";position:absolute;left:0;right:22px;bottom:-2px;height:5px;background:var(--iris)}
.quote-form{margin-left:clamp(0px,6vw,88px);max-width:900px}
.quote-form fieldset{min-width:0;margin:22px 0;padding:26px 0 8px;border:0;border-top:1px solid var(--pine);background:transparent}
.quote-form legend{padding:0 14px 0 0;font:400 1.7rem/1.2 var(--display);color:var(--bronze)}
.quote-form .form-grid{margin-top:4px}
.quote-submit{margin:22px 0 55px;max-width:720px}
.quote-submit button,.quote-results button{border:0;border-radius:0;min-height:52px;padding:13px 24px;color:var(--plaster-hi);background:var(--bronze);font-weight:700;cursor:pointer}
.quote-submit button:hover,.quote-results button:hover{background:var(--iris-deep)}
.quote-submit button:disabled,.quote-results button:disabled{cursor:wait;opacity:.6}
#quote-status{color:var(--iris-deep);font-weight:700}
.quote-results{margin:30px 0 70px clamp(0px,6vw,88px);max-width:900px;padding:26px 28px;border:1px solid var(--line);border-top:2px solid var(--pine);background:var(--plaster-hi)}
.quote-results h2{margin:0 0 16px;font:400 2rem/1.15 var(--display)}
.quote-results article{border-top:1px solid var(--line);padding:20px 0}
.quote-results article h3{margin:0 0 5px;font:400 1.4rem/1.2 var(--display)}
.quote-results article p{margin:4px 0 13px}

.site-footer{border-top:1px solid var(--pine);max-width:1180px;margin:auto;padding:27px 32px 38px;display:flex;align-items:baseline;flex-wrap:wrap;gap:8px 22px;color:var(--muted);font-size:.9375rem}
.site-footer p{margin:0}
.site-footer>p:first-child{color:var(--ink);font-weight:700}
.site-footer a{text-underline-offset:4px;display:inline-flex;align-items:center;min-height:44px}
.site-footer .footer-note{flex-basis:100%}

@media(max-width:1020px){
  .hall-stage{grid-template-columns:minmax(0,1fr);padding:0 24px}
  .minimal-shell{grid-column:1;grid-row:1}
  .plate{grid-column:1;grid-row:2;margin:6px 0 40px;padding:24px 0 0;border-left:0;border-top:1px solid var(--line);max-width:620px}
}
@media(max-width:850px){
  .options{grid-template-columns:repeat(2,minmax(0,1fr))}
  .local-intro{align-items:flex-start;flex-direction:column}
}
@media(max-width:590px){
  .header-inner{padding:16px 20px;flex-wrap:wrap;gap:6px 16px}
  .brand{font-size:.8125rem;gap:10px}
  .brand strong{font-size:1rem}
  .brand-mark{width:40px;height:40px;font-size:1.25rem}
  .header-link{margin-left:auto;font-size:.875rem;white-space:normal;text-align:right}
  .hall-stage{padding:0 20px}
  .minimal-shell{padding-top:34px;padding-bottom:30px}
  .minimal-shell h1{margin:0 0 30px;font-size:clamp(2.6rem,13vw,3.4rem)}
  .choice-grid{grid-template-columns:1fr;row-gap:2px}
  .choice-grid a,.choice-grid a:nth-child(n){grid-column:1;margin:0;min-height:84px;padding:20px 44px 16px 22px}
  .choice-grid a:nth-child(1){min-height:112px;font-size:1.65rem}
  .choice-grid a:nth-child(6){margin-top:18px;margin-left:0}
  .choice-grid a:nth-child(2n+3):not(:nth-child(1)){margin-left:0}
  .agency-line{margin-left:0}
  .page-shell{padding:44px 20px 64px}
  .intro,.question-section,.quote-form,.product-switch,.quote-results{margin-left:0}
  .options{margin-top:37px;grid-template-columns:1fr;gap:12px}
  .option{min-height:0;padding:23px}
  .question-section{padding-top:32px}
  .form-grid{grid-template-columns:1fr;gap:19px}
  .site-footer{padding:25px 20px 34px}
  .local-wrap{padding:58px 20px 72px}
  .local-section-heading{margin-top:50px;align-items:flex-start;flex-direction:column;gap:7px}
  .local-grid,.local-weather-lead,.local-news-list{grid-template-columns:1fr}
  .local-card{padding:24px 20px}
  .local-weather-lead{gap:14px}
  .local-alert,.local-advisory{padding:22px 18px;gap:12px}
  .local-day{flex-basis:128px}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .choice-grid a,.choice-grid a::before{transition:none}
}